Town & Village Insurance Services

Umbrella Insurance in Ohio and Pennsylvania

Sometimes, a regular auto insurance policy or home insurance policy doesn’t have enough coverage to protect you from really big lawsuits. It’s not uncommon to be held liable for over a million dollars in damages, and such a settlement could easily exhaust a regular insurance policy.

Thankfully, the independent agents at Town & Village can find you umbrella insurance at an affordable rate, so you can get an extra layer of liability coverage, usually $1 million or $2 million above your current auto or home policy limits.

Umbrella Insurance is an Incredible Value

The value you get from an umbrella policy is unparalleled in the insurance world—on average, you will only pay $200 a year in premiums for every $1 million in coverage you receive. That translates to valuable peace of mind for extremely low monthly payments.

Add an Extra Layer of Liability Protection

Frivolous lawsuits can be dragged out for years and cost millions of dollars, even if they’re eventually thrown out. In the meantime, what happens if your regular liability insurance runs out?

An umbrella policy can help:

• Pay large legal settlements
• Pay lawyer and legal fees
• Pay damages and medical costs
• Protect your current assets and future earning potential

Umbrella insurance catches all the costs that might fall through the cracks, providing you with an extra layer of protection that you and your family can count on.

Independent Agents Located in Columbus and Throughout Ohio and PA

The amount of umbrella insurance you need depends on many factors, including your other insurance policies and your lifestyle. At Town & Village, we take the time to get to know you and your family, so we can find the policy that is right for you.

Don’t leave yourself or your family vulnerable—talk to an independent agent today and get a FREE umbrella insurance quote!